Nilla Wafer Banana Pudding Recipe (Easy & Creamy)
This easy Nilla Wafer banana pudding recipe uses instant mix for a rich, creamy dessert without making homemade custard. Perfect for any gathering!

There are two kinds of banana pudding people.
The first group wants to make homemade custard from scratch. They’re happily separating egg yolks, standing over the top of a double boiler, stirring together flour, sugar, vanilla, and everything else that goes into the classic Southern recipe.
I admire those people.
I am not those people.
I like recipes that taste homemade without turning dessert into a part-time job.
That’s exactly why this Nilla Wafer banana pudding recipe has become one of my favorites.
You still get everything people love about the original: creamy vanilla filling, sweet banana slices, and those famous Nilla Wafers that soften into a cake-like layer as the dessert chills. The only thing you’re skipping is the extra work.
To me, that’s a win.

Whether you’re making dessert for a summer barbecue, holiday dinner, church potluck, or simply because you walked past the bananas on your counter one too many times, this is one of those desserts people quietly go back for seconds…and then ask if they can take home the leftovers.
Spoiler alert: there usually aren’t any.
Why This Recipe Works
You should make this because sometimes simple is exactly what you want. Here’s why:
It skips the homemade custard.
Traditional recipes often call for egg yolks, flour, sugar, vanilla, and cooking everything carefully until it thickens into a smooth custard. It’s delicious, but it also takes time and attention. This uses instant pudding mix instead, giving you the same creamy texture in just a few minutes without worrying about lumps or overcooking. No need to bake.

The layers get even better as they chill.
Fresh out of the bowl, you’ll notice a little crunch from the layer of Nilla Wafers.
After a trip to the refrigerator, something magical happens.
The cookies soften just enough to become almost cake-like while still holding the layers together. It’s one of the reasons this pudding tastes even better after it’s had a little time to rest.
Ripe bananas make all the difference.
Look for ripe bananas that are mostly yellow with a few brown speckles. They’ll be naturally sweet but still firm enough that the banana slices hold their shape between the layers instead of disappearing into the pudding.
It’s almost impossible to mess up.
No double boiler.
No constant stirring.
No wondering if your custard is thick enough.
Just mix, layer, chill, and grab a spoon.
Those are my kind of directions.

Tips for the Best Banana Pudding
A few little tricks make a good recipe even better.
If you’re making this dessert ahead of time, give the banana slices a quick dip in diluted lemon juice before layering them. It helps slow browning without changing the flavor, so your pudding still looks fresh when it’s time to serve.
Don’t skip the chilling time, either. It’s tempting to dig in immediately, but the refrigerator is where everything comes together. The pudding firms up, the cookies soften, and the flavors blend into the classic dessert everyone expects.
And finally, don’t stress about making perfect layers.
This isn’t one of those desserts that has to look flawless. In fact, once someone takes the first spoonful, those neat layers disappear anyway.
All anyone really remembers is whether it was creamy, full of banana flavor, and worth going back for another helping.
This one checks every box. Get the printable instructions below:

Nilla Wafer Banana Pudding
Equipment
- Mixing bowl
- Spatula
Ingredients
- 14 oz sweetened condensed milk 1 can
- 1 1/2 cups cold water
- 3.5 oz banana instant pudding 1 box
- 8 oz whipped topping 1 tub
- 36 vanilla wafers
- 3 banana(s) medium
Instructions
- In a large mixing bowl, combine sweetened condensed milk and water.
- Stir in pudding mix and beat until well blended.
- Chill at least 5 minutes in refrigerator.
- Carefully fold in whipped topping with a spatula.
- In a separate dish, layer pudding mixture with wafers, bananas, and more pudding. Garnish top with wafers around the edge of dish.
- Chill thoroughly – for about 20 minutes. Refrigerate any leftovers.
Nutrition
Happy eating! And be sure to visit us as we blog about style, food, and the things we love over at the Pretty Life Girls! If you loved this dessert, you should also try these posts:
Apple Peach Crisp โข Baked Donuts โข Chocolate Covered Bananas โข Chocolate Zucchini Cupcakes โข Cotton Candy Dessert Shots โข Honey Cupcakes โข Instant Pot Bread Pudding โข Mini Cheesecake โข Mug Cake โข Oreo Dirt Pudding Cups โข Tea Cookies โข Yellow Cake with Strawberries

The Nilla pudding I remember used no instant pudding. We made the pudding. this isn’t the original recipe
Hi Cathy! You’re certainly welcome to make the pudding. These days people like shortcuts but that doesn’t prevent anyone from following their bliss with this recipe! Enjoy.
Banana Pudding always conjures up fond memories of when I was a kid. My mom was the first person to introduce me to the joy and heavenly delight that is banana pudding. And her version is still the gold standard in my opinion. However, this recipe looks pretty solid and I may have to betray my mom’s recipe and give this one a chance. Thank you.